PayPal Pay in 3 and Paypal Credit
PayPal is one of the world’s most trusted ways to pay online. You can use PayPal to pay for your delivery securely, whether you have a PayPal account or not. If you do not have an account, you can still pay using a debit or credit card through PayPal’s secure checkout.
What is Pay in 3 and how does it work?
PayPal Pay in 3 lets most UK customers split their payment into three equal interest-free payments. You pay the first part at checkout, then PayPal automatically takes the other two payments every 30 days - with 0% interest and no hidden fees.
Who can use Pay in 3?
Pay in 3 is available to most UK customers on orders between £30 and £2,000. Your eligibility depends on your PayPal account history and a quick credit check by PayPal.
Can I use Pay in 3 if I do not have a PayPal account?
Yes, you can create a PayPal account during checkout if you wish to use Pay in 3. If you prefer to pay by card without splitting the payment, you can check out as a guest without an account.
Are there any fees or interest charges?
No. Pay in 3 is 0% interest, as long as you make your payments on time. PayPal does not charge any additional fees for using this service.
What happens if I miss a payment?
PayPal will try to collect the missed payment again. They may charge a late fee if you do not pay on time, and you may not be able to use Pay in 3 for future purchases.
How do I check my Pay in 3 payment dates?
Log into your PayPal account and view the details of your Pay in 3 plan. You will see the payment schedule and amounts listed clearly in your account.