.pol_calc{--pc-navy:#000b3b;--pc-orange:#e67c21;--pc-orange-dark:#bd5d10;--pc-ink:#151b2c;--pc-muted:#50586a;--pc-line:#dfe3ea;--pc-soft:#f5f6f8;--pc-green:#16845b;--pc-red:#b42318;--pc-ease:cubic-bezier(0.23, 1, 0.32, 1);background:#fff;color:var(--pc-ink);font-family:Inter,Arial,sans-serif;line-height:1.5}.pol_calc *,.pol_calc :after,.pol_calc :before{box-sizing:border-box}.pol_calc_wrap{width:min(100% - 3.2rem,1120px);margin:0 auto}.pol_calc h1,.pol_calc h2,.pol_calc h3,.pol_calc p{margin-top:0}.pol_calc h2{margin-bottom:1rem;color:var(--pc-navy);font-size:2.8rem;font-weight:800;line-height:1.12;letter-spacing:-.035em}.pol_calc_eyebrow{margin-bottom:.8rem;color:var(--pc-orange-dark);font-size:1.15rem;font-weight:800;line-height:1.2;letter-spacing:.09em;text-transform:uppercase}.pol_calc_lead{max-width:68rem;margin-bottom:0;color:var(--pc-muted);font-size:1.5rem;line-height:1.5}.pol_calc_hero{position:relative;overflow:hidden;background:var(--pc-navy);color:#fff}.pol_calc_hero:after{position:absolute;top:-30%;right:-8%;width:52rem;height:52rem;border-radius:50%;background:radial-gradient(circle,rgba(230,124,33,.2),transparent 68%);content:"";pointer-events:none}.pol_calc_hero_inner{position:relative;z-index:1;display:grid;gap:3.2rem;padding-top:5.8rem;padding-bottom:5.8rem}.pol_calc_hero .pol_calc_eyebrow{color:#f49a4b}.pol_calc_hero h1{max-width:72rem;margin-bottom:1.5rem;color:#fff;font-size:clamp(3.5rem, 6vw, 5.4rem);font-weight:830;line-height:.98;letter-spacing:-.055em}.pol_calc_hero_intro{max-width:64rem;margin-bottom:0;color:rgba(255,255,255,.78);font-size:1.65rem;line-height:1.5}.pol_calc_chips{display:flex;flex-wrap:wrap;gap:.8rem;margin:2rem 0 0;padding:0;list-style:none}.pol_calc_chips li{padding:.55rem .85rem;border:1px solid rgba(255,255,255,.16);border-radius:999px;background:rgba(255,255,255,.07);color:rgba(255,255,255,.9);font-size:1.15rem;font-weight:650}.pol_calc_button{display:inline-flex;min-height:4.5rem;align-items:center;justify-content:center;padding:1rem 1.55rem;border:1px solid transparent;border-radius:9px;background:var(--pc-orange);color:var(--pc-navy);font:inherit;font-size:1.3rem;font-weight:800;line-height:1.2;text-decoration:none;cursor:pointer;transition:background-color 160ms ease,transform 160ms var(--pc-ease)}.pol_calc_button:hover{background:#f08a31;color:var(--pc-navy);text-decoration:none}.pol_calc_button:active{transform:scale(.98)}.pol_calc input:focus-visible,.pol_calc select:focus-visible,.pol_calc summary:focus-visible,.pol_calc_button:focus-visible{outline:3px solid var(--pc-orange);outline-offset:3px}.pol_calc_hero .pol_calc_button{margin-top:2.4rem}.pol_calc_story{padding:2rem;border:1px solid rgba(255,255,255,.12);border-radius:20px;background:rgba(255,255,255,.07);box-shadow:0 26px 55px rgba(0,0,0,.2)}.pol_calc_story_head{display:flex;justify-content:space-between;gap:1rem;margin-bottom:1.8rem;color:#fff;font-size:1.2rem;font-weight:750}.pol_calc_story_head span:last-child{color:rgba(255,255,255,.55);font-size:1.05rem}.pol_calc_stack{position:relative;display:grid;min-height:20rem;place-items:end center;overflow:hidden;border-radius:14px;background:linear-gradient(145deg,rgba(255,255,255,.08),rgba(255,255,255,.025))}.pol_calc_stack_base{position:absolute;bottom:3.8rem;width:72%;height:1.2rem;border:2px solid var(--pc-orange);background:rgba(230,124,33,.2)}.pol_calc_stack_box{position:absolute;bottom:5rem;width:8rem;height:5.4rem;border:2px solid #f49a4b;background:linear-gradient(135deg,#f49a4b,#d66c19);box-shadow:0 1rem 1.6rem rgba(0,0,0,.18);opacity:0}.pol_calc_stack_box--one{left:calc(50% - 8.2rem);animation:pol_calc_box_one 5.4s var(--pc-ease) infinite}.pol_calc_stack_box--two{left:calc(50% + .2rem);animation:pol_calc_box_two 5.4s var(--pc-ease) infinite}.pol_calc_stack_box--three{bottom:10.4rem;left:calc(50% - 4rem);animation:pol_calc_box_three 5.4s var(--pc-ease) infinite}.pol_calc_stack_line{position:absolute;right:10%;bottom:3.8rem;width:2px;height:13rem;background:var(--pc-orange);transform:scaleY(.05);transform-origin:center bottom;animation:pol_calc_check_line 5.4s var(--pc-ease) infinite}.pol_calc_story dl{margin:1.4rem 0 0}.pol_calc_story dl>div{display:grid;grid-template-columns:2.3rem minmax(0,1fr);gap:.9rem;padding:1rem 0;border-top:1px solid rgba(255,255,255,.1)}.pol_calc_story dt{display:grid;width:2.3rem;height:2.3rem;margin:0;place-items:center;border-radius:50%;background:rgba(230,124,33,.16);color:#f49a4b;font-size:1.05rem;font-weight:800}.pol_calc_story dd{margin:0;color:rgba(255,255,255,.76);font-size:1.2rem}.pol_calc_story strong{color:#fff}.pol_calc_facts{border-bottom:1px solid var(--pc-line)}.pol_calc_facts_inner{display:grid}.pol_calc_fact{padding:2rem 0}.pol_calc_fact+.pol_calc_fact{border-top:1px solid var(--pc-line)}.pol_calc_fact span,.pol_calc_fact strong{display:block}.pol_calc_fact strong{color:var(--pc-navy);font-size:1.45rem}.pol_calc_fact span{margin-top:.3rem;color:var(--pc-muted);font-size:1.1rem}.pol_calc_section{padding:7rem 0}.pol_calc_section--soft{background:var(--pc-soft)}.pol_calc_section_head{max-width:74rem;margin-bottom:3rem}.pol_calc_shell{display:grid;gap:2rem;align-items:start}.pol_calc_form,.pol_calc_result,.pol_calc_summary{border:1px solid var(--pc-line);border-radius:20px;background:#fff;box-shadow:0 18px 44px rgba(0,11,59,.07)}.pol_calc_form{padding:2.4rem}.pol_calc_stage{margin:0;padding:0;border:0}.pol_calc_stage+.pol_calc_stage{margin-top:2.8rem;padding-top:2.8rem;border-top:1px solid var(--pc-line)}.pol_calc_stage legend{display:flex;width:100%;gap:1rem;align-items:center;margin:0 0 .7rem;padding:0;color:var(--pc-navy);font-size:1.75rem;font-weight:800;line-height:1.2}.pol_calc_stage_number{display:grid;flex:0 0 auto;width:3.1rem;height:3.1rem;place-items:center;border-radius:50%;background:var(--pc-navy);color:#fff;font-size:1.15rem}.pol_calc_stage_help{margin:0 0 1.8rem 4.1rem;color:var(--pc-muted);font-size:1.15rem;line-height:1.4}.pol_calc_units{display:flex;flex-wrap:wrap;gap:1rem;margin-bottom:1.4rem}.pol_calc_field{min-width:0}.pol_calc_field label{display:block;margin-bottom:.5rem;color:var(--pc-navy);font-size:1.15rem;font-weight:750}.pol_calc_field input,.pol_calc_field select{display:block;width:100%;min-height:4.6rem;padding:.9rem 1rem;border:1px solid #cdd2dc;border-radius:9px;background:#fff;color:var(--pc-ink);font:inherit;font-size:1.4rem}.pol_calc_field input[aria-invalid=true]{border-color:var(--pc-red);box-shadow:0 0 0 1px var(--pc-red)}.pol_calc_field_error{min-height:1.6rem;margin:.4rem 0 0;color:var(--pc-red);font-size:1rem;line-height:1.3}.pol_calc_grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem}.pol_calc_grid .pol_calc_field:last-child{grid-column:1/-1}.pol_calc_unit_field{width:min(100%,16rem)}.pol_calc_choices{display:grid;gap:1rem}.pol_calc_choice{position:relative;display:block}.pol_calc_choice input{position:absolute;width:1px;height:1px;opacity:0}.pol_calc_choice_content{display:block;min-height:100%;padding:1.5rem;border:1px solid var(--pc-line);border-radius:12px;background:#fff;cursor:pointer;transition:border-color 160ms ease,box-shadow 160ms ease,transform 160ms var(--pc-ease)}.pol_calc_choice small,.pol_calc_choice strong{display:block}.pol_calc_choice strong{color:var(--pc-navy);font-size:1.3rem}.pol_calc_choice small{margin-top:.4rem;color:var(--pc-muted);font-size:1.05rem;line-height:1.35}.pol_calc_choice input:checked+.pol_calc_choice_content{border-color:var(--pc-orange);box-shadow:0 0 0 2px rgba(230,124,33,.18)}.pol_calc_choice input:focus-visible+.pol_calc_choice_content{outline:3px solid var(--pc-orange);outline-offset:3px}.pol_calc_choice input:disabled+.pol_calc_choice_content{background:#f2f3f5;color:#7b8290;cursor:not-allowed;opacity:.64}.pol_calc_custom{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.2rem;margin-top:1.4rem;padding:1.4rem;border-radius:12px;background:var(--pc-soft)}.pol_calc_custom[hidden]{display:none!important}.pol_calc_notice{margin:1.4rem 0 0;padding:1rem 1.2rem;border-left:3px solid var(--pc-orange);background:#fff7ef;color:#5f3b1f;font-size:1.1rem;line-height:1.4}.pol_calc_submit{width:100%;margin-top:2.8rem}.pol_calc_summary{padding:2rem}.pol_calc_summary h2{font-size:2rem}.pol_calc_summary_list{margin:0}.pol_calc_summary_list>div{display:grid;grid-template-columns:10rem minmax(0,1fr);gap:1rem;padding:1.1rem 0;border-top:1px solid var(--pc-line)}.pol_calc_summary_list dt{color:#737b8d;font-size:1.05rem;font-weight:700}.pol_calc_summary_list dd{margin:0;color:var(--pc-navy);font-size:1.15rem;font-weight:750;text-align:right}.pol_calc_checks{display:grid;gap:.7rem;margin:1.5rem 0 0;padding:1.4rem 0 0;border-top:1px solid var(--pc-line);list-style:none}.pol_calc_checks li{position:relative;padding-left:1.7rem;color:var(--pc-muted);font-size:1.1rem}.pol_calc_checks li:before{position:absolute;top:.55em;left:0;width:.7rem;height:.7rem;border-radius:50%;background:var(--pc-orange);content:"";transform:translateY(-50%)}.pol_calc_result{margin-top:2rem;padding:2.4rem}.pol_calc_result[hidden]{display:none!important}.pol_calc_result--error{border-color:#f0b4af;background:#fff7f6}.pol_calc_result_head{display:flex;flex-wrap:wrap;gap:1rem 2rem;align-items:flex-start;justify-content:space-between}.pol_calc_result_kicker{margin-bottom:.5rem;color:var(--pc-green);font-size:1.1rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.pol_calc_result h2{margin-bottom:0;font-size:2.5rem}.pol_calc_result_count{min-width:9rem;padding:1.2rem;border-radius:12px;background:var(--pc-navy);color:#fff;text-align:center}.pol_calc_result_count span,.pol_calc_result_count strong{display:block}.pol_calc_result_count strong{color:#f49a4b;font-size:3rem;line-height:1}.pol_calc_result_count span{margin-top:.35rem;font-size:1rem}.pol_calc_result_grid{display:grid;gap:1.2rem;margin-top:2rem}.pol_calc_result_metric{padding:1.4rem;border:1px solid var(--pc-line);border-radius:11px;background:var(--pc-soft)}.pol_calc_result_metric span,.pol_calc_result_metric strong{display:block}.pol_calc_result_metric span{color:#737b8d;font-size:1rem;font-weight:700}.pol_calc_result_metric strong{margin-top:.35rem;color:var(--pc-navy);font-size:1.25rem}.pol_calc_rule_messages{display:grid;gap:.8rem;margin-top:1.6rem}.pol_calc_rule_message{padding:1rem 1.2rem;border-left:3px solid var(--pc-orange);background:#fff7ef;color:#5f3b1f;font-size:1.1rem;line-height:1.45}.pol_calc_result_actions{display:flex;flex-wrap:wrap;gap:1rem;margin-top:2rem}.pol_calc_text_link{display:inline-flex;align-items:center;color:var(--pc-navy);font-size:1.2rem;font-weight:750;text-underline-offset:0.18em}.pol_calc_cards{display:grid;gap:1.4rem}.pol_calc_card{padding:2rem;border:1px solid var(--pc-line);border-radius:15px;background:#fff}.pol_calc_card_number{display:grid;width:3.2rem;height:3.2rem;margin-bottom:1.6rem;place-items:center;border-radius:50%;background:var(--pc-navy);color:#fff;font-size:1.2rem;font-weight:800}.pol_calc_card h3{margin-bottom:.6rem;color:var(--pc-navy);font-size:1.65rem}.pol_calc_card p{margin-bottom:0;color:var(--pc-muted);font-size:1.25rem}.pol_calc_rules{display:grid;gap:1rem}.pol_calc_rule{display:grid;grid-template-columns:4rem minmax(0,1fr);gap:1.2rem;padding:1.6rem;border:1px solid var(--pc-line);border-radius:13px;background:#fff}.pol_calc_rule_mark{display:grid;width:4rem;height:4rem;place-items:center;border-radius:11px;background:var(--pc-navy);color:#fff;font-size:1.1rem;font-weight:800}.pol_calc_rule h3{margin-bottom:.3rem;color:var(--pc-navy);font-size:1.45rem}.pol_calc_rule p{margin-bottom:0;color:var(--pc-muted);font-size:1.2rem}.pol_calc_faq{display:grid;gap:1rem}.pol_calc_faq article{padding:1.8rem;border:1px solid var(--pc-line);border-radius:13px;background:#fff}.pol_calc_faq h3{margin-bottom:.7rem;color:var(--pc-navy);font-size:1.5rem}.pol_calc_faq p{margin-bottom:0;color:var(--pc-muted);font-size:1.3rem}.pol_calc_close{padding:6rem 0;background:var(--pc-navy);color:#fff;text-align:center}.pol_calc_close h2{max-width:74rem;margin-right:auto;margin-left:auto;color:#fff}.pol_calc_close p{max-width:62rem;margin:0 auto 2rem;color:rgba(255,255,255,.72);font-size:1.4rem}@keyframes pol_calc_box_one{0%,100%,8%,92%{opacity:0;transform:translateY(-2rem)}20%,88%{opacity:1;transform:translateY(0)}}@keyframes pol_calc_box_two{0%,100%,22%,92%{opacity:0;transform:translateY(-2rem)}36%,88%{opacity:1;transform:translateY(0)}}@keyframes pol_calc_box_three{0%,100%,38%,92%{opacity:0;transform:translateY(-2rem)}54%,88%{opacity:1;transform:translateY(0)}}@keyframes pol_calc_check_line{0%,100%,54%,92%{opacity:.3;transform:scaleY(.05)}72%,88%{opacity:1;transform:scaleY(1)}}@media (min-width:720px){.pol_calc_choices{grid-template-columns:repeat(3,minmax(0,1fr))}.pol_calc_choices--two{grid-template-columns:repeat(2,minmax(0,1fr))}.pol_calc_cards,.pol_calc_result_grid{grid-template-columns:repeat(3,minmax(0,1fr))}.pol_calc_faq{grid-template-columns:repeat(2,minmax(0,1fr));align-items:start}}@media (min-width:978px){.pol_calc_hero_inner{grid-template-columns:minmax(0,1.08fr) minmax(34rem,0.92fr);align-items:center;gap:5rem;padding-top:7rem;padding-bottom:7rem}.pol_calc_facts_inner{grid-template-columns:repeat(3,minmax(0,1fr))}.pol_calc_fact{padding:2.1rem 2.4rem}.pol_calc_fact:first-child{padding-left:0}.pol_calc_fact+.pol_calc_fact{border-top:0;border-left:1px solid var(--pc-line)}.pol_calc_shell{grid-template-columns:minmax(0,1.35fr) minmax(30rem,0.65fr)}.pol_calc_summary{position:sticky;top:2rem}.pol_calc_grid{grid-template-columns:repeat(3,minmax(0,1fr))}.pol_calc_grid .pol_calc_field:last-child{grid-column:auto}.pol_calc_cards{grid-template-columns:repeat(4,minmax(0,1fr))}.pol_calc_rules{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:600px){.pol_calc_wrap{width:min(100% - 2.4rem,1120px)}.pol_calc_hero_inner{padding-top:4.2rem;padding-bottom:4.2rem}.pol_calc_hero h1{font-size:3.5rem}.pol_calc h2{font-size:2.35rem}.pol_calc_section{padding:5.2rem 0}.pol_calc_form,.pol_calc_result,.pol_calc_summary{padding:1.6rem;border-radius:16px}.pol_calc_stage_help{margin-left:0}.pol_calc_custom,.pol_calc_grid{grid-template-columns:1fr}.pol_calc_result_actions .pol_calc_button,.pol_calc_submit{width:100%}.pol_calc_summary_list>div{grid-template-columns:8rem minmax(0,1fr)}}@media (hover:hover) and (pointer:fine){.pol_calc_card:hover,.pol_calc_choice_content:hover{border-color:#c7ccd6;box-shadow:0 12px 26px rgba(0,11,59,.08);transform:translateY(-2px)}}@media (prefers-reduced-motion:reduce){.pol_calc_button,.pol_calc_card,.pol_calc_choice_content,.pol_calc_stack_box,.pol_calc_stack_line{animation:none;transition:none}.pol_calc_stack_box,.pol_calc_stack_line{opacity:1;transform:none}.pol_calc_button:active,.pol_calc_card:hover,.pol_calc_choice_content:hover{transform:none}}